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is quick cash usa legit

Is Quick Cash USA legit? Find out in this post - a look at the company's legitimacy and services.

is quick cash usa legit

Is Quick Cash USA Legit?

Quick Cash USA is an online loan provider that offers short-term loans for individuals who need emergency cash. With a range of loan options and a straightforward application process, this company has become one of the most popular options for those who need funds in a hurry. But is Quick Cash USA a legitimate lender? In this post, we'll take a closer look at the company's legitimacy and services.

Background of Quick Cash USA

Quick Cash USA is a relatively new company, having only been founded in 2017. The company is based in St. Louis, MO and is a member of the Online Lenders Alliance, a trade association of online lenders. This membership helps to ensure that the company follows all applicable regulations and laws regarding online lending.

The Legitimacy of Quick Cash USA

Quick Cash USA is a legitimate lender that is regulated by state and federal laws. The company is a member of the Online Lenders Alliance and is committed to providing fair and transparent loans. The company also adheres to all applicable laws and regulations regarding interest rates and loan terms.

Types of Loans Offered by Quick Cash USA

Quick Cash USA offers a range of loan options for those who need emergency funds. These include payday loans, installment loans, and line of credit loans. Each loan type has different terms and conditions, so it's important to understand the differences before applying.

Application Process for Quick Cash USA Loans

The application process for Quick Cash USA loans is straightforward and convenient. All applicants must provide basic personal and financial information, such as their name, address, income, and employment status. After submitting the application, the company will review the information and make a decision regarding the loan.

Customer Service at Quick Cash USA

Quick Cash USA has a team of customer service representatives who are available to answer any questions or concerns. Customers can contact the company by phone, email, or live chat. The company also offers an online FAQ section which provides answers to common questions.

Conclusion

Quick Cash USA is a legitimate lender that offers short-term loans for those who need emergency cash. The company is a member of the Online Lenders Alliance and follows all applicable laws and regulations. Quick Cash USA offers various loan options and has a straightforward application process. The company also has a team of customer service representatives who are available to answer questions or concerns.

Interest Rates and Fees

Quick Cash USA charges interest rates that vary depending on the loan product and state. Generally, the interest rates are lower than those charged by traditional lenders. The company also charges a one-time origination fee which is usually around 5%. There may also be additional fees for late payments or declined payments.

Requirements for Quick Cash USA Loans

In order to qualify for a loan from Quick Cash USA, applicants must meet certain requirements. These include having a valid bank account, being at least 18 years of age, having a regular source of income, and being a US citizen or permanent resident. It is also important to note that the company does not provide loans to individuals with poor credit.

Repayment of Quick Cash USA Loans

The repayment terms for Quick Cash USA loans vary depending on the loan type. Generally, payday loans must be repaid within two to four weeks, while installment loans are typically repaid over a longer period of time. The company allows customers to make payments online, by phone, or by mail. Customers may also be able to set up automatic payments to ensure timely payments.
 
 
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