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speedy cash close to me

Discover Speedy Cash: Your Go-To for Quick Financial Assistance

speedy cash close to me

Introduction

Speedy Cash is a well-known name in the world of financial services, especially when it comes to short-term loans and cash advances. When you are in need of quick cash, one of the first things that come to mind is to look for a Speedy Cash location near you. With over 200 stores across the country, Speedy Cash has become a go-to option for many individuals in need of emergency funds. In this article, we will discuss everything you need to know about "speedy cash close to me," including its services, benefits, and eligibility criteria.

What is Speedy Cash?

Speedy Cash is a financial institution that offers short-term loans, cash advances, installment loans, title loans, prepaid debit cards, and check-cashing services. The company was founded in 1997 in Riverside, California, and has since expanded to over 200 locations in the United States, Canada, and the United Kingdom. Speedy Cash is known for its fast and convenient services, making it a popular choice for those seeking quick financial assistance.

Services Offered by Speedy Cash

Speedy Cash offers a range of financial services to cater to the diverse needs of its customers. Here are the most common services offered by the company:

  • Payday Loans: These are short-term loans that are typically due on your next payday. With a speedy cash payday loan, you can receive cash on the same day of application, making it an ideal option for emergency situations.
  • Cash Advances: This service allows you to borrow a small amount of cash against your upcoming paycheck or income. Speedy Cash charges a flat fee per advance, making it a more affordable option compared to traditional banks.
  • Installment Loans: These loans are larger in amount and are repaid over a set period with fixed regular payments. Speedy Cash offers flexible repayment options, making it convenient for borrowers to manage their finances.
  • Title Loans: If you own a vehicle, you can use it as collateral to secure a title loan from Speedy Cash. The loan amount depends on the value of your vehicle, and you can continue driving it while making payments.
  • Check Cashing: Speedy Cash also provides check-cashing services, allowing you to cash out your checks quickly and conveniently. The company charges a small flat fee for this service.
  • Prepaid Debit Cards: Customers can also apply for a Speedy Cash prepaid debit card, which can be used for purchases and to withdraw cash. This service is suitable for individuals who do not have a traditional bank account.

Benefits of Speedy Cash

Speedy Cash is a popular choice among borrowers for its benefits and convenience. Here are some of the advantages of getting a loan from Speedy Cash:

  • Fast Approval and Disbursement: As the name suggests, Speedy Cash offers quick services, with most loans being approved and disbursed on the same day of application. This makes it an ideal option for unexpected expenses or emergencies.
  • Flexible Repayment Options: Depending on your loan type, you may have various repayment options, making it easier to manage your finances. Speedy Cash offers flexible payment plans and allows early repayment without any penalties.
  • No Credit Check: Speedy Cash does not conduct traditional credit checks, making it accessible to individuals with poor credit scores. This is a significant advantage for those who may not qualify for loans from traditional banks.
  • Convenient Locations: With over 200 locations across the country, Speedy Cash makes it easy for customers to find a store near them, providing them with a personal and face-to-face experience.
  • Online Services: Apart from in-store services, Speedy Cash also offers online applications, making it even more convenient for customers to access their services. Online applications are processed quickly, and funds are typically deposited into your account within one business day.

Eligibility Criteria

To qualify for a loan at Speedy Cash, you must meet the following requirements:

  • You must be at least 18 years old (or 19 in Alabama).
  • You must have a steady source of income.
  • You must have an active checking account in your name.
  • You must have a government-issued ID, such as a driver's license or state ID.

Conclusion

Speedy Cash is a leading financial service provider, known for its fast, convenient, and accessible services. With over 200 locations across the country, customers can easily find a store near them to access emergency funds. They offer a variety of services, including payday loans, cash advances, installment loans, title loans, prepaid debit cards, and check-cashing services. With its numerous benefits and flexible eligibility criteria, Speedy Cash is a popular choice for individuals seeking quick financial assistance.

 
 
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